Engagement

Agreed-Upon Procedures for Lenders & Investors

Fact-finding procedures on specific balances, covenants, or transaction schedules — reported as findings, not an opinion.

Borrowers answering bank covenant checks, sellers preparing diligence packs, and investors verifying selected line items.

A report listing procedures performed and factual findings without assurance opinion language.

Written findings report addressed to named parties

1–3 weeks

Procedure-based fixed fee — starting from ¥350,000

Modern office building exterior representing lender and investor reporting

Included

  • Jointly defined procedure list with the engaging party
  • Sampling or 100% testing as agreed
  • Clear statement of limitations and intended users

Not included

  • Assurance opinion or review conclusion
  • Public distribution beyond named addressees without consent

Process

  1. Procedure letter

    Agree exact steps, sample sizes, and report format.

  2. Execution

    Perform the agreed tests on the specified population.

  3. Findings report

    Deliver factual findings to the named parties.

Preparation

Population extracts, covenant definitions, and contact details for confirmations.

Constraints

We will not expand procedures mid-engagement without a revised letter and fee.

Next step

Send the draft procedure list and reporting deadline.